Credit Specialist 50 views


  • Gathers and analyzes Customers financial data to evaluate risk.
  • Assesses creditworthiness of companies and institutions.
  • Collaborate and makes recommendations about whether to increase, adjust, extend, or close lines of credit.
  • Undertakes risk analysis using regional, sector-specific, environmental, and other financial data.
  • Prepares and presents credit reports.
  • Completes quality assurance reviews.
  • Gauges market trends.
  • Monitors and adheres to collateral compliance covenants.
  • Analyzes data to verify information and uncover fraud.
  • Oversees or undertakes document preparation.


  • Evaluate business purpose credit requests utilizing applicable Credit Risk Policies and Guidelines.
  • Analyze business/entity financial statements, business credit reports, and other relevant Information to calculate cash flow and balance sheet ratios.
  • Utilize the ratios and evaluate other qualitative factors to determine a client’s risk of default.
  • Ability to create presentations / recommendations for Credit limit set up / approval
  • Initiate discussions at various levels of the business to mitigate the credit decisioning
  • Monitoring the activity of the customers in the ERP and perform Credit reviews on a regular frequency and on need basis.
  • Experience in handling SAP & Salesforce.
  • Ability to interpret DNBI / Other related credit portals
  • Should possess good communication skills
  • Experience in handling credit process for health industry will be an added advantage


Experience 3-5 years in Credit Management and collection OTC.

  • • Guarding Business integrity
  • • Managing Controls
  • • Financial Accounting & Reporting
  • • Influencing Business Decisions
  • • Driving Business Value & Performance
  • • Process Improvement
  • • Negotiation

In return, we offer you

  • A challenging, innovative environment with great opportunities to explore. Our benefits are very competitive and designed around your preferences:
  • A rewarding career in Philips with attractive package. `
  • A variable bonus based on both Philips results and personal performance
  • Extensive set of tools to drive your career, such as a personal development budget, free training and coaching
  • Attractive collective health insurance package
  • Opportunity to buy Philips shares and products with discount

More Information

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Company Information
  • Total Jobs 22 Jobs
  • Location INDIA

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